Financing

In 1987, the Hawaii State Legislature passed a bill requiring that all individual and group health insurance policies that provide pregnancy-related benefits, must include a one-time only benefit for outpatient expenses arising from in vitro fertilization procedures performed for specified causes of infertility.

Pacific In Vitro is a contracted provider for the following insurance plans for In Vitro Fertilization:

  • Aetna Health Plans
  • BlueCross BlueShield
  • CIGNA Healthcare
  • Deseret Mutual Benefit Administrators
  • HMA
  • HMAA
  • HMSA HMO
  • HMSA PPO
  • Hygeia
  • Queen's Health Systems Health Care Plan (MDX)
  • Summerlin
  • United Health Care (UHC)
  • University Health Alliance (UHA)

If your health care provider is not listed above, please call your health insurance provider to find out specific information regarding your plan’s IVF benefit.

We are pleased to provide patient financing options for all of our fertility procedures through United Medical Credit. Please visit their website below for more information.


Our partnership with Progyny will allow employees with Progyny’s fertility benefits plan to exercise their benefit in the Honolulu area. Pacific In Vitro joins Progyny’s robust fertility network that includes over 450 clinic locations throughout the United States. Please visit their website below for more information.